Test Run: Loans 30/100 - 15/100 - 8/100

LOANS - A GLOBAL TRANSITION.

Test Run: Loans 30/100 - 15/100 - 8/100




The Key to Global Financial Freedom 

This mortgage + loan scheme will kickstand the global economy back into order & reshape how we maintain the private & public Stock - Retail markets then Insurance Industry as it will directly interconnect into all Personal & Private Sector activity while the Public Sector reaps equal benefits across the board

An effort to drive costs down, cap & maitain then increase incomes & accumulative wealth for the Personal Sector utilizing the Private Sector while we minimize & partially privatize the Public Sector using capped controls to keep costs down & lifestyles up 


NEW MORTGAGE LOAN STYLE

Process

1. Monthly Fee - Small fee to Access capped under $100 per month

2. Co-Pay - 1/3 or less of monthly payment

3. Backed through Investment + Insurance

Accessing

A. Provider Group - Bank + Investment + Insurance connected package

B. Brokerage - Where you purchase from

C. Maintenance - Monitoring Body connected

Canadian Dollar - Use in Example


Capped Monthly Access Fees

Connected to an Insurance Pool strategy separate from Investment portfolio strategy designed for the loan duration

5-25

Loans over $25 & under $500,000

26-50

Loans over $500,000 Million & under $ 1 Million

51-75

Loans over $1 Million & under $5 Million

76-100

Loans over $5 Million


TEST RUN DUMMIES

An additive like race track

1-2% unlike for Security spending within H.O.R.B-CIG + Sub-Groups at 2-5% annually will be used for the new Agenda

Middle Class to Millionaire Affluent + Elite
Work Education Camps
Prison Camps

July 1, 2024 a test run

A beta test on a Mortgage + Loan style in a European country through a H.O.R.B - CIG majority owned bank for a specific persons tested against scenarios & in a newly established investment block

If this beta test goes well past September 1, 2024 we will attempt to introduce it into North America & internationally between October 1, 2024-October 1, 2025



FIRST TEST MARKETS - COUNTRIES 

Commonwealth 

- Canada & Australia first 

United States of America

- A specific test State 


NEW PROPERTY MORTGAGE SCHEME

30/100 Mortgages

Banking + Investments with Insurance

A 30 year open standard against an equivalent 100 year variable

Variable against fixed rates surrounding inflationary caps in a 3 Tier system

Tradtional Mortgage
Connected Investment - Pool + Insurance Scheme

Lower rate by 1/3 or less for Payees yet open in compressing Principle Interest speed lowering returns on the Mortgage yet increasing returns in other Earned Privilege investments

Loan Insurance built in
Required property Insurance required with Security Basics

Ability to transfer old mortgages to the new Scheme at no fee

The capability of increasing payments in less time at a higher rate using the Scheme while the Payee only has to cover a percentage like Insurance - Co-pay to arrive at full property + if structure is on ownership

Ownership intervals increase by 75% speeding up the process catering to the Middle Class - Millionaire Affluent + Elite quality of life lifestyle approach perspective


A multi-layered fail safe advanced low risk with minimal medium & no high risk or less than 1% in portfolio backing the mortgage loan offering returns towards as insurance & to lower overall costs for the individual 


This style of Mortgage is safer financially & assists in a stronger domestic & international economy backing such efforts maintaining more job opportunities than those without such a variable as it directly influences more monetary flow through investments catering to the Agenda of a Middle Class to Millionaire Affluent + Elite lifestyle in quality of life

Social Engineering

A Scam is not a Scheme. A Scheme is a professionally designed & regulated structure with fail safes while a Scam is often criminal in nature unless staged for different marketing purposes to upsell or influence demand in one direction over another deviding legal versus illegal - criminal scams



CAPPING PROPERTY INFLATION


Values - tied to a 3 Tier inflation rate

Market rate
Hybrid capped market rate
Capped rate

Ownership - separate from renting

One owner. Group ownership or couple with percentage clause for resale

Low Investment - Insurance Fees for an effective system can be compounded in a funnel effect through the Mortgage - Loan system creating a profitable system for Providers - Brokers - Investigative Maintenance Monitors making it a feasible option against tradtional mortgage forms


ALL IN FEES - THE HIGH ROLL

Mortgage

Taxes, sewage - water, climate controls, lighting, interior - exterior maintenance

All operational fixtures - appliances interior 

Personal Effects - Assets separate

Fixed, depreciating & appreciating cycle

Insurance built in for contents with a 3 Tier option layered upgrade Scheme

Scenario based system example

1. Traditional Mortgages

$750,000.00 Mortgage - Loan 25 years versus 30

5.140% Interest example from 1-6% fluctuation capping

Interest cost for term $180,577.81
Total cost $576,598.45

Monthly Payments of $4,422.01 Canadian Dollars just for the Mortgage - Loan not including all other concerns like Insurance + Security

2. Investment Mortgage

$750,000.00 Mortgage - Loan

5.140% Interest example from 1-6% fluctuation capping

Costs cut by 1/3 or less monthly with an increased principal payment stream speeding up the process from 30 years to less or spreading it to 100 them fluctuations based around investment performance

Monthly Payments of $1,474.00 Canadian Dollars just for the Mortgage - Loan not including all other concerns like Insurance + Security yet those can be capped under $500 per month keeping payments under $2000.00 per month

The average person will qualify for the first time & can qualify for options 15-30% above Traditional Mortgages while Down-payment can be worked into the equation leaving at "Not-Required" option against Income - Accumulative Wealth equation

More motor vehicle & residential property or Urban unit owners than Leases & Renters so people can develop financial portfolios & maintain then build throughout a work life balance with holidays & interests

Professional - Private Life balance meeting Basic Needs & Earned Privilege


FASTER PAYMENTS

Compressed monthly versus regular with a 3 Tier option which slightly increases or decreases the monthly payment

If the fluctuating investments do better & your payments are up-to-date versus a 3-6-9-12 month demerit default due to approved change in your income - accumulative wealth you can return with 3-6 months demerit restrictions before your Credit is restored & your Mortgage - Loan could be paid off in 10-25 years rather than 30 based on the Scheme 


ACCELERATED OPEN PAYMENTS

Your monthly payment 30/100
Your open payments
Separate Investment - Insurance payments (ROE in returns)  

Auto + other loans for Personal or Private Sector assets or infrastructure could use a hybrid variable of the Loan - Scheme at 15/100 or 8/100 rather than considering loans for less than 8 years with an open option to pay if the loan Investment - Insurance returns do not cancel it out early during payments based on performance on returns of investments
 

A 30/100 TAX BASE SYSTEM

Using the 30/100 Mortgage - Loan  Investment - Insurance equation with different advanced layered effects within to sustain over a 30 year period we are able to lower the Tax rate that the Personal & Private Sector interests pay in many areas for a stronger economy focusing on a Middle Class to Millionaire Affluent + Elite equation 

Goods & Sales Tax
Property Tax
Income Tax 

30/100 - Created by Dr Nic Bennett - Sydney Nicola Bennett (2024)

The concept & Scheme is based on the fact that an average Human being could live to 100 years or longer & age 30 is the prime adult age before early light degradation begins. Peak age 

Basic $100,000 annual budget

$8333.00 monthly

Basic needs at 52% - Savings +

Housing -  $2500 30%
Food - $833 10%
Drink - $166 2%
Medical - Dental - $417 5%
Communication - $83 1%
Personal hygiene - $83 1%
Laundry - $41.5 0.05%
Clothing & footwear - $208.75 2.5%
Spending - $1917 23%
Savings - $2083 25%

Food budget breakdown

Health focused organics

Basics level $200
Mid level $150
Upper level $250

Remainder $233

Air you breath. Food & liquids you ingest & hand sanitization then efforts to void anything that can enter your body through eyes or other & skin

Exercise & portion sizing for muscle - fat control based on energy needs each day with 3-5 split meals & calorie control 

Average citizens will enjoy $120,000-$500,000+ annual incomes with a strong middle class to millionaire affluent lifestyle maintained  

With the 30/100

As home equity increases every 5-10 years people can move up by 25-50% or double + if they plan their income - investments & accumulated fixed & variable assets

From property value $750,000 to $1 Million + 

VALUE CONTROLS

Driving property & digital + physical items down to sustainable fair levels

Market rate
Hybrid market rate
Capped rate

Prorated 3 Tier Sales Tax + 3 Tier Sales Pricing then a 30/100 Income Scheme mix to set a fixed controlled Basic Needs - Earned Privilege system for Middle Class to Affluent Millionaire + Elite quality of life - lifestyle where costs - living are Capped with a Hybrid Cap & Free Market open economy

$8334-$41,666+ monthly incomes otherwise your in a Work Education Camp or Prison Camp for Youth, Adults or Elderly before returning

Living costs remain similar or lower & capped while incomes rise for a higher quality of living for all citizens in a country. Canada as a concept test option in scenario 

Everything is designed to cater to Private Sector Investments - Returns on at different percentages & effectively as a result the Personal Sector - Citizens domestically first & connected interests internationally second to sustain


SUBSTANCE USE

Controlled Environment Act

Employers dictate what you can & cannot use then hours before & after monitored alongside use in a controlled safe environment that is regulated

Monitored by health care professionals with your Medical - Dental charts for your specific body

Criminalized outside of controlled environments & this practice only

All substances


MODERN WEL-FARE PUBLIC CHARGES

Basic Needs - Non Workers

A separate program is in place for those temporarily displaced aligning them with a minimal Middle Class Entry income with controlled restrictions

Mild to Moderately disabled - handicap
Mild to Moderately disabled - handicap
Mild to Moderately injured
Mild to Moderately mentally ill

Disability - Handicap is a hereditary or late onset then injured or mentally ill can include short or long term trauma based conditions under a term or continual

Term Public Charges have to be backed by a Investment - Insurance Pool while Longer Term have to be backed by a multi-layered system with Medical review quarterly 


EMPLOYMENT OPPORTUNITIES

Advanced Human Resource Hiring Tactics

1. Private & Public Sector

A free Agent industry spec pool

2. Workers - Personal Sector

Available positions

3. Variables

Available qualified workers

Local opportunity
Domestic national opportunity

Relocation potential & costs

Basic Needs - Earned Privilege options in mix

4. Proof of participation

Active application + interviews

Cap on 1 interview & training

You either want to person & understand their knowledge, skill & credentials with social summary or you do not

Choice based on filmed interviews & character + reference or equivalent 

Online - mobile or Earth 2.0 participation & virtual or in-person with advanced skilled digital resume - templating with printable basic option for - key word - scanners tailored to the applicant 

5. Mandatory Hours

2-3 days on consecutively a week
4-5 days off a week
3 weeks off annually

Exemptions on term contracts & specific transportation or tourism options with daily extensions yet equal pay for all from Middle Class to Millionaire Affluent + Elite


MORTGAGE - LOAN INVESTMENTS

30/100 - 15/100 - 8/100  

Minimum Layered Requirements

1. Commodity - gold standard or similar
2. Private market investment - low risk
3. Public market investment - low risk
4. A separate group of mortgage - loan investments
5. Public market investments - group of low risk
6. Potential separate medium risk with small percentage high risk short term quaterly options 

Portfolio that can contract to under 5 years or extend at 30, 15, 8 & outward to 100 then return to fair through different variables in strategy to build up & maintain then cover outgoing fee structure minimums & small, medium & larger returns to pay down a principle in interest then the loan itself faster 

Insurance Pool - Capped Low Fee in the mix

3 Tier process. Loan - Investment - Insurance

Your Co-Pay = 1/3 or less then the variable time frame on total payment capped at 30, 15 or 8 year loans

What Is Copay or Copayment? A copay is a fixed out-of-pocket amount paid by an insured person or group Personal or Private Sector & even Public covered services. It is a standard part of many health insurance plans. Insurance providers often charge co-pays for services such as doctor visits or prescription drugs.


PERSONAL SECTOR - MANDATORY

1. Income

2. Accumulative net worth

3. Monthly savings - spending as disposable income versus accumulative fixed & variable assets then consumables

4. Basic - Mid Level - Advanced Investment Scheme

Returns for savings & retirement then spending

Returns to offset Loan - Co-Pay

Returns to increase Medical - Dental options

You could cut your loan down by 1/3 or more of the Co-Pay amount if done strategic enough & monitored from the until 1/3 or less option keeping costs that are monitored & capped over values from Market Rate, Hybrid Capped Market Rate & Capped Rate variable options 


ALL IN AT $900-2000 PER MONTH

$491-1000 or less & under $1500 all in from $1474 or less & under $2000 all in & from  $4,422.01 monthly ($5000-5500+ monthly all in) 

Canadian Dollars

LOANS - MORTGAGES FOR

Residential - Commercial - Public Properties & Structures + Security - Safety

Auto - Marine - Aviation - Recreational Powersports - Recreational Camping +

Commercial Building Structures - Private Personal Building Structures

Different levels of Insurance

Rare non-covered Dental - Medical procedures 


Average Housing in Canada 

MIDDLE CLASS CANADIAN HOUSING 

30/100 Paid in 5-30 years 

ALL IN AT $2,948-4000 PER MONTH

$1.5 Million loan - no down payment

$982-2000 or less & under $3000 all in from $2,948 or less & under $4000 all in & from  $8,844.02 monthly ($10,000-10,500+ monthly all in)

ALL IN AT $900-2000 PER MONTH

$750,000 loan - no down payment

$491-1000 or less & under $1500 all in from $1474 or less & under $2000 all in & from  $4,422.01 monthly ($5000-5500+ monthly all in)

ALL IN AT $450-1000 PER MONTH

$375,000 loan - no down payment

$245.50-500 or less & under $750 all in from $737 or less & under $1000 all in & from  $2,211 monthly ($2500-3000+ monthly all in)


MILLIONAIRE AFFLUENT CANADIAN HOUSING

Entry Level Affluence below Elite $100 Million+ Net Worth 

ALL IN AT $3928-12000 PER MONTH

$6 Million loan - no down payment

$3,928-8,000 or less & under $12,000 all in from $11,792 or less & under $16,000 all in & from  $35,376.08 monthly ($40,000-40,500+ monthly all in)


ALL IN AT $1964-6000 PER MONTH

$3 Million loan - no down payment

$1,964-4000 or less & under $6000 all in from $5,896 or less & under $8000 all in & from  $17,688.04 monthly ($22,000-22,500+ monthly all in) 


INVESTMENT - INSURANCE DETAILS

As you sign up for the Mortgage or Loan your essentially offered a separate strategic investment opportunity which acts as a financial insurance option to cover the loan in a contracting & expanding effort during the term of the loan which in turn benefits the Private Sectors monetary flow adding a cap control over liquid & fixed or variable assets adding further controlled strength to a set of Private Sector investments against any area of conflict or demand fluctuations that can negatively affect value & operations in the short or long term during quaterly cycles in 1-5+ years

The investment is then revoked upon the date the loan is paid off & re-appointed to another individual looking at a similar or separate loan structure

As stated throughout the loan duration an Investment & connected Insurance strategy backs the loan against a separate area of options from your Accumulative Net Worth & Income to increase opportunity for Personal Sector portfolio & that area of the Private Sector merging them together creating a fail safe using a 5-100 year contraction strategy to fair through under 30, 15 or 8 year terms


GOAL

We are effectively introducing a new Mortgage & Loan then Insurance strategy aligning with Private Sector domestic + safe low risk international investments to strengthen economic activity using a 3 Tier system 

LOAN EXAMPLES 

Variable 30/100 - 15/100 - 8/100 starting at 25 years 

All calculated loans in example utilize a 25 year system with the 30 year - 15 year - 8 year contraction variable with can fluctuate between 5-100 years all paid within 30 years or less with a goal of higher performance bringing the term down to 15 or under 8 years with no down payment & open options to increase payment intervals while principle interest & the majority is covered by your Investment & Insurance Pool option in the mix 

One loan style for all Mortgages & Loans for the Personal - Private + Public Sectors focusing on investment strength in the Public & Private Markets with a 3 Tier protection fianncial system 

ALL IN AT $150-350 PER MONTH

$100,000 loan - no down payment

$65.51 or less & under $150 all in from $196.54 or less & under $350 all in & from  $589.61 monthly ($700-850 monthly all in with registration & insurance + all factors)

No hidden fees. Access fee extra capped under $100 Canadian on all loans ($5-25 Monthly access fee + capped Tax rates in the mix) 

ALL IN AT $50-150 PER MONTH

$30,000 loan - no down payment on a Co-pay Investment - Insurance

5.140% interest - fluctuating 1-6 25 year start on 30/100 - 15/100 - 8/100

$19.65 or less & under $50-75 all in from $58.96 or less & under $90-150 all in & from  $176.89 monthly ($250-300 monthly all in with registration & insurance + all factors)

Loan paid in prior to 8 years as goal or extended to 15 & under the 30 year threshold using the investment - insurance management formula with 50-90% or more of loans paid within 5-8 years or more as per goal

No hidden fees. Access fee extra capped under $100 Canadian on all loans ($5-25 Monthly access fee + capped Tax rates in the mix) 

ALL IN AT $25-85 PER MONTH

$20,000 loan - no down payment on a Co-pay Investment - Insurance

5.140% interest - fluctuating 1-6 25 year start on 30/100 - 15/100 - 8/100

$13.10 or less & under $25-30 all in from $39.31 or less & under $60-85 all in & from  $117.93 monthly ($175-225 monthly all in with registration & insurance + all factors)

Loan paid in prior to 8 years as goal or extended to 15 & under the 30 year threshold using the investment - insurance management formula with 50-90% or more of loans paid within 5-8 years or more as per goal

No hidden fees. Access fee extra capped under $100 Canadian on all loans ($5-25 Monthly access fee + capped Tax rates in the mix) 

ALL IN AT $15-45 PER MONTH

$10,000 loan - no down payment on a Co-pay Investment - Insurance

5.140% interest - fluctuating 1-6 25 year start on 30/100 - 15/100 - 8/100

$6.55 or less & under $15-25 all in from $19.66 or less & under $30-45 all in & from  $58.97 monthly ($70-85 monthly all in with registration & insurance + all factors)

Loan paid in prior to 8 years as goal or extended to 15 & under the 30 year threshold using the investment - insurance management formula with 50-90% or more of loans paid within 5-8 years or more as per goal

No hidden fees. Access fee extra capped under $100 Canadian on all loans ($5-25 Monthly access fee + capped Tax rates in the mix) 


AUTOMOTIVE - EQUAL COSTS

On the road for $200-300 per month

Entry Level Used + New Market Automotive Drivers

Public Transit averages are at $75-175 Canadian dollars per month from small, medium & large centres

Example Entry Costs to Drive

20,000 - Loan - $50
1500 or lower Insurance - $125
50+ maintenance - $50
Registration + Plating $5

$200-$230 Averages depending on loan in costs per month with Zero-deductable + inflated insurance payouts of $20 Million +

Insurance rate demerits with rate increase at up to 30% more than $1500 or less annual for a one year penalty then a reboot

Licencing Extra Class 1-6 + 7 & air brake if & endorsements 

Fuel or energy extra at under $100 monthly on average 

Canadian Dollar example 

Access Fee. 10k-100k (Monthly Fee)

50k+ - $25
40k - $20
30k - $15
20k - $10
10k - $5


NEGATIVE EQUITY LOSSES

Trading in - turning over early

In the event you want to trade a depreciating asset there is negative equity calculations which are variably capped against trending domestic & international demands on value fluctuations in market for the item in terms of resale, remanufacturing & repurposing values

You may incure a dollar amount added to your next loan or a separate loan which had to be cancelled out through the Co-Pay - Investment + Insurance Pool strategy creating opportunity in this area for used marker asset turnover 


RETIREMENT LIFE FINANCING

30/100 - 15/100 - 8/100 + starting at 25 years

Early elderly ages 55-65/70

A tailored specific approach to early elderly persons

Co-Pay loan financing creating opportunities for the partially or fully retired to finance their retirement improving Basic Needs + Earned Privilege opportunities which increase strength in the Private Sector for investment capping controls using a 3 Tier system of variations to achieve effectively with backed guarantees 

Elderly ages 70-100+

A specific tailored focus over health constraints to achieve with regards to age & abilities against knowledge the our financial factor for such Elderly persons

Co-Pay loan financing creating opportunities for the partially or fully retired to finance their retirement improving Basic Needs + Earned Privilege opportunities which increase strength in the Private Sector for investment capping controls using a 3 Tier system of variations to achieve effectively with backed guarantees

BASIC NEEDS

Housing + Energy basics
Food - drink
Medical - dental
Personal hygiene
Laundry
Security + safety
Transportation
Communication - mobile + WiFi

EARNED PRIVILEGE

Luxuries earned above


APPLIED INSURANCES

Mandatory considerations in the new system

Automotive - Recreational Power Sports - Marine - Aviation + other

Injuries related:

Pain & suffering, temporary or permanent injury. Dismemberment with advanced investigations

CONTENT ASSET + LIFE INSURANCE MANDATORY

Life Insurance - Mandatory on all Loans + in General

Natural cause of death

Organ, stem cell & blood harvest - opt in or out

30/100 - 15/100 - 8/100 starting at 25 years

Low cost Life + Content insurance bringing averages between $2-20 per month for Life Insurance & content insurance attached for $15-125 per month on average for Middle Class with available longer term loan based options using a hybrid traditional 30/100 - 15/100 - 8/100


H.O.R.B-CIG + SUB GROUP INVESTMENTS

Minority & majority investments including Public + Private Banking & Investment categories 

Tradtional Banking options

New Branded Banking for our 30/100 - 15/100 - 8/100 Mortgages - Loans - Insurance program 

 

30/100 - 15/100 - 8/100 LOANS

A highly profitable multi-layered Investment - Insurance scheme which creates a lot of financial opportunity within the realm of the private - public markets on a domestic & international basis with new capped controls offering a guarantee backing against loans with a fluctuating term with a majority of low risk investment schemes compounded into the mix to achieve utilizing advanced AI & fianncial tradtional with modernizing options

The consumer or Personal Sector + Private Sector + Public Sector reap the financial benefits through savings while creating a strong capitalist economic landscape with multiple fail safes


Irrelevant links:


Electricity Free Desalination Process

https://techxplore.com/news/2024-05-electricity-free-desalination-method.amp

New Engine Concept 

https://www.ecoticias.com/en/thorium-engine-no-hydrogen-no-ammonia/2177/

US Drinking Water Attacks 

https://fortune.com/2024/05/20/chinese-iranian-and-russian-gangs-are-attacking-u-s-drinking-water-and-officials-are-alarmed/

Meditation 

https://neurosciencenews.com/altered-consciousness-meditation-26148/amp/

Energy Storage + Multi-Use

https://cleantechnica.com/2024/05/20/new-energy-storage-systems-eat-carbon-dioxide-for-breakfast-lunch-dinner/amp/

Another New Engine Concept

https://www.ecoticias.com/en/thorium-engine-hydrogen-gasoline/2230/

Micro plastics + Male Human Testes

https://www.sciencealert.com/scientists-confirm-microplastics-now-detected-in-human-testicles

Toxic Downpour + North American Great Lakes

https://scitechdaily.com/toxic-downpour-forever-chemicals-rain-on-all-five-great-lakes/

Hydrogen - Heavy Vehicles 

https://www.riazor.org/news/hydrogen-engine-travelled-time/361/

Phthalates + Olive Oil 

https://www.ehn.org/phthalates-olive-oil-2668246086.html

Bacteria Process + Crop Co2 Capture 

https://cosmosmagazine.com/science/biology/bacterial-process-could-help-crops-capture-carbon-dioxide-more-efficiently/

More Hydrogen - Heavy Vehicles 

https://electrek.co/2024/05/18/argonne-natl-lab-is-spending-big-bucks-to-study-big-hydrogen-vehicles/

Tech Recycling - Resource Extraction 

https://scitechdaily.com/turning-tech-trash-into-precious-metals-extracting-gold-silver-and-copper-from-electronic-waste/

Further Hydrogen Adaptation 

https://www.ecoticias.com/en/japan-california-hydrogen-tesla-evs/2228/

Cancer Fighting Controlled Virus 

https://www.sciencealert.com/plant-virus-fights-cancers-in-mice-with-widespread-effectiveness

Terahertz beam and split it into several channels - vortex 

https://phys.org/news/2024-05-physicists-optical-component-6g.amp


SELF - DEFEND KICK

Mixed martial arts. Psychological - mental understanding in combat versus weaponry additive risk to demobilize, neutralize & apprehend then interrogate using a legal or citizens arrest with documented film + witnesses before legal release for protection

Block methods against all art forms or multiple with stance

Strike using a force - stance equation striking in sequences 1-2-3 & back off arm + hand then use other striking sequences 1-2-3 & back off arm + hand

The backing off recharges using breathing techniques for oxygen replenishment & hydration into muscles for energy use

Strike in sequences 1-2-3 & back off feet + legs + hand then use other striking sequences 1-2-3 & back off feet + legs

Using a basic 3 moves & 3 block moves then innovate on each while focusing on force applied in sequences

Add in medium + advanced cross strike - block procedures in study

Upper body - lower body + 6 basic moves (strike) & defence moves (block) adding a compounded 90+ in the mix from each 

Modern Psych - Physical Approach

Looking at advanced modern combat - military - civilian threats then how to take down the body or a group physically

H.O.R.B-CIG - Murder City - Knights Templar has some strategies in basic form made public merging Advanced Policing - Intelligence against Earth's history& modern conflict trends including the H.I.3 case descriptions including temporary demobilization - to - neatralize & intervene on threats

Vancouver - Popat Testing

https://m.youtube.com/watch?v=ww7BMwsiINY

MODERN BASIC RESEARCH

Step 1:

Insert concern & problem here

Step 2:

Research reliable & secondary sources

Google or other Search Engine for domestic & international references

YouTube or other Video based platform search the concern & problem looking for relevant video reference to go with text articles & similar or other

Learn to add your knowledge - skill based conscious opinion then Cite sources & include a referenced opinion comparison equal to University level

You have the Look & you have the Act

Do you think before you Act with the Look daily in your social & physical environments? 

LEARN A 3 TIER SPEED PROCESS

Advancing self control socially 

Vocabulary & physical - social style 

Stage 1

Chill regular relaxed emotional - psychological - mental + physical state

Stage 2

Medium alert heightened & a firmer approach aware & suspicious entering Stage 3

Stage 3

Intense & provoking - aggravating ones internal fight - flight mode using professionally trained vocal - physical firm additives in response & reaction

Very firm & aggressive with a safe legal approach then neutralizing back to stages 2 & 1

Body language basics - mid level - advanced then control over vocal patterns & direct firmness & decibel levels from chill average or lower then medium & higher levels raised & firm

This can be done firmly & safely with no abuse or harassment & no physical assault in a short or long term harmful way with incentive based legal & private consequences revoked or allowed

BLOCKING BASICS

Learn to stand on one spot... from regular chill stance to feet spread & height lowered for wide stance with front leg ahead of rear & straight up

Shift between the two

Block through using subtle dance moves by moving your head & shoulders slowly right to left & shoulders + stance then at fast rates for total control

Blocking through no contact - strike back or no strike back

Blocking with contact - strike back or no strike back

Blocking with contact + strike back

Ability to push, shuv & trip or pull, tug & flip then knock the opponent down to apprehend safely

Neuro-tech additives as a variable:

Percentage control fluctuations

Subject body - Candidate

- Full control - candidate
- Partial control - candidate + team
- Full control - team at device

Team at Device 

- Full control - candidate
- Partial control - candidate + team
- Full control - team at device 

BLOCK BASICS EXTENDED

As you shift your face out of the way & the opponent punches you in the area of head or torso you block - avoiding & you can even grab the arm in two places then use it as leverage to pull them to the ground then overpowering them in a lock to apprehend

One of thousands of physical - psychological - mental tactics 


HEALTH - DENTAL CARE

30/100 - 15/100 - 8/10

Dental - Care Benefits

Annual Medical - Dental treatment

Basics

Mid Level

Upper Level

Domestic versus International - Luxury Additions

Specific cade based specialized heath - dental options

PUBLIC - PRIVATE - PERSONAL SECTORS

A new hybrid system that utilizes the Co-pay - Investment - Insurance variable

No Co-pay on basics & 25-50% Mid Level keeping with a Universal Basic access system while transitioning from a Pro-rated High-Tax or Private focus system to a new hybrid
 
Co-pay Investment - Insurance Schemes for specialized cases & to offset Co-pay on Mid Level & Upper Level premium optons

Driving costs down - Capped

Market rate variable
Hybrid Market rate
Capped rate

We can then lower Taxes & focus on a Private Sector - Personal Sector balance connected to the Public Sector regulatory hybrid to financially balance offering more options & services for free & or little to no Co-pay

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